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Category: Reserve Study

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Fannie Mae and Freddie Mac Higher Minimum Reserve Funding Standards – What Does it Mean for our Association?

June 11, 2026

Many people are concerned that the new Fannie Mae and Freddie Mac requirements, effective March 18, 2026, will make condo living more expensive because associations beginning in 2027 must fund Reserves at a minimum of 15% of the total budget instead of 10%. Others have asked whether these changes will fundamentally affect how Reserve Studies… Read more »

Building a Proactive Community Maintenance Program

August 27, 2025

Switching from a reactive, “fix-it-when-it-breaks” approach to a proactive preventive maintenance program can dramatically cut costs and extend the life of a community’s assets. While it’s a big shift, you don’t have to do it all at once. By following a few key steps, you can create a program that’s perfectly suited to your community’s… Read more »

What is a Reserve Study and Why is It Important?

June 26, 2024

A reserve study is a vital capital planning tool for HOAs and condominium associations that provides directional guidance and an in-depth analysis of community assets. The initial reserve study requires an onsite inspection and thorough examination of the reserve fund status to establish a prioritized schedule of capital improvement projects and a reserve funding plan… Read more »

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